Van Insurance
Protect Your Van On The Road With The Right Van Insurance Policy
Welcome to our detailed guide on van insurance, tailored to meet the needs of businesses and individuals who rely on their vans for daily operations. We will explore everything you need to know about van insurance, including its importance, the different types of coverage available, and tips to save on your premiums.
Whether you have a single van or a fleet, ensuring you have the right insurance is crucial to protect your assets and keep your business running smoothly.
What You Get
Liability
Fleet
Plant
Professional Indemnity
Legal
And more…
What is Van Insurance?
Van insurance is a specialised type of vehicle insurance designed to provide cover for vans used for business or personal purposes. It protects you against various risks, including accidents, theft, and damage, ensuring that your investment is safeguarded. Van insurance can be customised to meet the specific needs of your business, whether you operate a single van or a fleet of vehicles.
Types of Van Insurance Cover
Comprehensive Cover Van Insurance
Comprehensive cover is the highest level of van insurance, providing protection against a wide range of risks. This includes damage to your van from accidents, theft, fire, and vandalism, as well as cover for third-party claims. Comprehensive insurance ensures that your van is protected from almost all potential damages, giving you peace of mind.
Third-Party, Fire, and Theft Cover
This type of cover provides protection against third-party claims for injuries or property damage, as well as cover for your van in the event of fire or theft. It is a more affordable option than comprehensive cover but still offers significant protection.
Third-Party Only Cover
Third-party only cover is the minimum level of insurance required by law. It provides basic protection against third-party claims for injuries or property damage but does not cover any damage to your own van.
What Makes Us Different
We are specialists in the Construction Industry. We have the expertise and knowledge to get your business the most comprehensive and competitive insurance solution. We add value to your business by working closely with you, helping protect your business from financial loss, all while delivering a seamless easy experience.
Additional Coverages to Consider
Employer’s Liability Insurance
If you have employees who drive your vans, employer’s liability insurance is legally required. It covers claims from employees who suffer work-related injuries or illnesses, protecting your business from potential legal and compensation costs.
Public Liability Insurance
Public liability insurance protects your business against claims from third-party injuries or property damage that occur as a result of your van operations. This cover is essential for covering legal fees and compensation costs if a client or member of the public sues your business.
Breakdown Cover
Breakdown cover ensures that your van is back on the road quickly in the event of a mechanical failure. This cover includes roadside assistance, vehicle recovery, and more, minimising downtime and keeping your business operational.
Why Do You Need Van Insurance?
Operating a van involves significant risks, and having the right insurance cover is crucial to protect your business from potential financial losses and legal complications. Here are key reasons why van insurance is essential:
Risk Mitigation
Protects your business from financial losses due to accidents, theft, and other damages.
Simplified Management
Covers all your vehicles under a single policy, making management easier and more efficient.
Legal Compliance
Ensures your business meets legal requirements for motor insurance and employers’ liability.
Why Choose ABA Insurance for Van Insurance?
ABA Insurance offers flexible, quality cover tailored to your needs, providing several benefits:
Independent Advice
Our team of specialists provides independent advice to ensure you get the best coverage for your business.
Tailored Protection
We offer protection tailored to a range of businesses, ensuring your specific needs are met.
Comprehensive Service
From quote to claim, we provide comprehensive service to support you at every stage.
Transparent Pricing
Our policies offer great value for money with no unexpected charges.
24/7 Legal Helpline
Access round-the-clock legal information and guidance from experienced solicitors.
Client Testimonials
I cannot recommend this company highly enough. I have been a customer since April 2018 and the service I have received is outstanding. The staff are friendly and extremely helpful. Nothing is too much trouble. I would just like to say an extra thank you to Isabella for her customer service and commitment
Chris Baker
CEO/ Founder
Your Questions Answered
How do I know what level of cover I require?
Speak to one of our expects today who can guide you through understanding the levels of cover limits you may require. Call 01474 833 322.
What does Public Liability actually cover?
In short, this covers any damage you cause to any Third Party Property &/or Persons.
What does Professional Indemnity actually cover?
In short, this covers any claim that can come from any losses you may have caused your client or third party caused by the negligence of your professional services & advice you offer.
What is the difference between (BFSC) and (LOSC)?
A Bonafide Subcontractors is a supply and fit contractor that provides their own tools and materials. A Labour Only Subcontractor is pretty much an employee who you pay on a day rate and is under your supervision, direction & control.
What does Contractors All Risk actually cover?
Also referred to as Contract Works, this covers any damage/losses to your works in progress (on going works).
How can I get a quote from you?
Simple call us on 01474 833 322 and one of the team will assist you through a quick and easy experience.
Who do I contact if I have questions?
If you already have a policy with us, you can contact your account manager or alternatively call us on 01474 833 322 and a member of the team will be happy to help.
Why should I choose ABA Insurance?
We are a specialist brokerage within the Construction and engineering industry which means you only deal with a broker that understands your business. We advise on the best insurance solutions to help you in every way possible from advice, claims handling to any questions throughout your policy.
Who will deal with me at renewal?
The same person you delt with at the start. Our team want to make sure they know you and your business inside out. They are dedicated to you from new business all the way through to your renewal.
One Point Of Contact, Countless Ways To Help.
Get Your Van Insurance Quote Today
Protect your business with ABA Insurance. Use our online quote generator to get a personalised quote or contact our expert team for tailored advice. It’s quick and easy, taking just a few minutes to ensure you have the right cover in place.